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"Don't worry about it. I've got it this time. Next one is on you." A commonly heard statement when going out to lunch Cheap UA Scorpio Men's Carbon Black Red , but not so common when the words are being uttered by your 14 year old unemployed son as he whips out his credit card and places it on the lunch bill.


There appears to be a rising trend in teens using their own creditdebit cards. This trend brings two questions to my mind: Is it wise to give your teen a credit card? And, is 'everyone doing it' as your teenager says?


In a poll published in April, of 2005, Junior Achievement found that of the 1,065 9th through 12th graders that participated in the poll, 11 % of them had their own credit cards. The students ranged in age from 13 to 18+. Of that 11% Cheap UA Scorpio Men's Black White , the majority of them (81.7%) stated that they paid the entire balance in full at the end of each month.


Credit card companies like Visa Buxx offers pre-paid Visa cards for teens. Visa Buxx calls this a powerful financial educational tool. It is safer than cash, convenient, and allows for parental control of their teens spending by tracking their purchases online. The teens are to benefit from Visa Buxx because it allows for independence, flexibility (every place that accepts Visa debit cards accepts Visa Buxx), it's smarter than cash because it gives teens the tools to learn financial responsibility and it is secure.


For all of the benefits mentioned above, it will cost the parent (or whomever is paying the bill) $12 to set up the account Cheap UA Scorpio Men's Black Gold , $2.00 to fund the card (each time it is funded), 50 cents for each balance inquiry, $1.50 per ATM cash withdrawal, $5 to reissue an expired card, $3 per month for a paper statement, $2 per month inactivity fee Cheap UA Scorpio 2 Men's Black Gold , $20 for negative balance and $8 to close the account. There are various other fees not included here but can be found on their website. If it costs $12 to open an account, $2 to fund it and then $8 to close it (plus other fees), wouldn't it be cheaper to give your teen an extra $22?


I might be showing my age, but I'm from the old school. What is more flexible than cash? It's accepted pretty much everywhere. It's a great financial educational tool. It teaches a cold lesson in budgeting, you either have enough or you don't. It's rather difficult for a teen to walk into a mall with cash and spend more than they have. Let's face it. With Visa Buxx it may cost a parent $20 when a teen goes over their card limit. With cash, the teen will learn decision making: Do I really need it? Or Cheap UA Scorpio 2 Men's All Black , can I find a less expensive substitute?


Don't get me wrong. There are many mature and financially trustworthy teens that can responsibly use a Visa Buxx card or some other creditdebit card, its just that I would prefer to wait until my teens are gainfully employed before they use plastic.

Immortal Works publishes Where Nightmares Ride by R.A. Baxter

by subalathans · October 11, 2019


Immortal Works is proud to announce the publication of Where Nightmares Ride by R.A. Baxter.


Salt Lake City, UT, October 09, 2019 PressReleasePing – Immortal Works is proud to announce the publication of Where Nightmares Ride by R.A. Baxter. Where Nightmares Ride is a fast paced sci-fi thrill ride.


About Where Nightmares Ride:


When Jack Park received an invitation to Camp Farley Cheap Curry 3 ZERO 3 , a summer camp promising self-improvement using cutting-edge dream technology, he hoped he鈥檇 found a remedy for the repetitive nightmares that had been plaguing his dreams night after night. The camp, however, provided something far different than he鈥檇 expected: mysterious visitors, excessive security measures, abusive staff Cheap Curry 6 , unexplained technology, and camp courses
seemingly bent on leading the campers on a path toward chaos. Katie Frost had endured too much after losing her adored older sister, Abby, to a freak accident. Not long after that, her mother had taken her baby sister and disappeared, leaving her alone with a neglectful father obsessed with Cheap Curry 4 , if not controlled by, Montathena Research, his secretive dream-tech business. When her father鈥檚 partners demanded that Katie be compelled to serve the company, following a security breach, she stopped caring altogether. The questions increased when Jack and Katie finally crossed paths, the course of events eventually propelling them into a surreal adventure where the boundaries of life Cheap Curry 5 , death, and nightmares meet.


About the author:


R.A. Baxter (aka Richard) is a Renaissance man with respect to the arts. He married someone he met while singing in a choir in college. He has a Fine Arts degree for painting and drawing, a Science of Architecture degree and a Master of Architecture Degree. But his favorite pastime has always been writing. R.A. Baxter spends much of his time as an architectural specifier, manipulating words to instruct builders as to the best way to construct a coherent building. He and his longsuffering family live in the shadows of the Rocky Mountains in Bountiful Utah.


Press Contact:
Talei Lawson
Immortal Works
Salt Lake City, Utah 84104
8018501806


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